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7 BEST High Yield Savings Accounts of 2023 (Highest APY)The BMO Alto Online Savings Account earns % APY and has no monthly fees or minimum balance requirements. Earn up to % Annual Percentage Yield (APY). Earn an exclusive introductory APY of up to % when you open a new Relationship Plus Money Market account. Available nationwide, BMO Online Savings is offering a generous % APY Rate on your funds. Update 9/25/ The rate has decreased to % APY from %.