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What Are Brokered CDs? Should You Invest in One? Bank vs. Broker CD Pros and ConsRight now, the best CD rate is % APY. Compare the best CD rates today, drawn from our research on about banks and credit unions that offer CDs. FDIC-Insured Certificates of Deposit Rates ; 6-month, % ; 9-month, % ; 1-year, % ; month, %. Today's CD Special Rates ; 4 month � % � % � % � % ; 7 month � % � % � % � % ; 11 month � % � % � % � %.
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