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Merchant Account Fees \u0026 Pricing EXPLAINED: How to Lower Credit Card Processing FeesChargeback fee ?25 (only if activity takes place). Paper statement fee ?3 (online access is included). * includes Business, Purchasing, Corporate, Fleet &. See your Merchant Service Charges for the previous month's Statement. Review Sales. �. See your sales turnover by Card type for the current month. �. Confirm. Merchant Service Charge (MSC) is the fee for each card type processed. MSC fee is the sum of (discount rate % *. Volume) + (Per item rate * item count).