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Beat Inflation with BMO's Leading CD Rates A Smart Investor's Guide #SmartInvesting60 Mo ; � 6-month term ; � month term ; � month term ; � month term ; � month term. How BMO Harris Bank CD Rates Compare to Other Banks ; 1 Year, %, %, % APY (as of 9/10/24) ; 3 Year, %, %, % APY (as of 9/. BMO's Savings Builder account only pays %, which is next to nothing. But it sets itself apart from most big banks by what it lacks: monthly.
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