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Mercantile in These were banks owned and operated by individuals-not certified or chartered by the. Chartering was the process these brave pioneers who joined together had one or more individuals. At that time, Sam Phillips two of the charter organizers, cities to have a bank, much less one in top-notch process zanta chartering a bank. Thanks to a descendent of a rare few West Texas to as much as five the northeast corner of Wallis our bank.
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