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Bank Of England CUT Interest Rates - Will Mortgage Rates Drop?Today's year fixed mortgage rates ; Conventional fixed-rate loans � year. % ; Conforming adjustable-rate mortgage (ARM) loans � 10/6 mo. % ; Jumbo. On Sunday, November 10, , the current average interest rate for the benchmark year fixed mortgage is %, rising 2 basis points compared to this time. 5 year variable rate. %. Prime rate � %***. (%** APR). 4 year fixed rate. %. (%** APR). 5 year fixed rate. %. (%** APR).