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??????????!| ???$6?| $6 ????!BMO Canada offers a wide range of personal banking services including chequing and savings accounts, mortgages, credit cards, loans, investments and. BMO Ascend World Elite Mastercard � $ annual fee � %. for purchases � %. for cash advances. (%. for Quebec residents.). Available as both Mastercard and Visa cards. BMO mainly offers cards on the Mastercard network, though they have a few Visa credit card options.